Disclosure

Disclosure of Affiliated Business Relationships

An agent is a licensee who is an independent contractor affiliated with the F.C. Tucker Company

This is to give you notice that F.C. Tucker Company, LLC (“Tucker”) has business relationships with Title Services, LLC, Howard Hanna Financial Services, Inc. d/b/a Howard Hanna Mortgage Services (“Howard Hanna Mortgage Services”), and Howard Hanna Insurance Services, Inc.The nature of the relationships between the above-described parties, including percentage of ownership interest, is described below. Because of these relationships, this referral may provide Tucker, Howard Hanna Mortgage Services, Title Services, LLC and Howard Hanna Insurance Services, Inc. (and the owners thereof) a financial or other benefit.

Howard Hanna Mortgage Services is a corporation owned 100% by Hanna Holdings, Inc.

Set forth below is the estimated charge or range of charges for the settlement services listed. Except as otherwise indicated, you are NOT required to use the listed providers as a condition for the purchase, sale, or refinance of the subject property. THERE ARE FREQUENTLY OTHER SETTLEMENT SERVICE PROVIDERS AVAILABLE WITH SIMILAR SERVICES. YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATE FOR THESE SERVICES.

Howard Hanna Mortgage Services Range of Fees

Loan Origination Fee0-1% of Loan Amount
Discount Points0 to 6% of Loan Amount
Commitment Fee0-1% of Loan Amount
Loan Administration Fee$875.00 to $2,000.00
Advance Equity Application Fee$500.00 to $1,000.00
Processing Fee$425.00 to $750.00

Set forth below is the estimate charge or range of charges for the settlement services of any attorney, credit reporting agency, real estate appraiser, and other providers that Howard Hanna Mortgage Services , as your lender, will require you to use, as a condition of your loan on this property, to represent our interests in the transaction.

Credit Report$65 to $250
Flood Certification$0 to $25
Re-Inspection Fee$0 to $175
Employment Verification$0 to $80
Appraisal Fee$0 to $1,000
Private Mortgage Ins.$0 to 3.6%
Tax Servicing Fee$0 to $100
Condo Questionnaire$0 to $495

Title Services, LLC is a limited liability company engaged in the title insurance business by providing title insurance policies, title examinations and settlement services. Title Services, L.P., an affiliate of Tucker, owns approximately 100% of Title Services, LLC. Set forth below is the estimated range of charges made by Title Services, LLC:

Title Service, LLC Range of Fees

Title Insurance Premiums$120 to $2,739*
Search, Examination or Title Service fees$25 to $500
Closing Fees$75 to $500

*This range of fees is for residential properties involving a purchase price from $1.00 to $1,000,000. For properties involving a purchase price greater than $1,000,000, the owner's premium will be $2,739.00 plus $2.00 per thousand in excess of $1,000,000. Reissue discount rates are available if a prior owner's title insurance policy is provided at the time the title order is placed for properties purchased by the seller in the last 10 years.

Howard Hanna Insurance Services, Inc. is a corporation owned 100% by Hanna Holdings, Inc. and is engaged in the business of issuing insurance policies. Set forth below is the estimated range of charges made by Howard Hanna Insurance Services, Inc.:

Howard Hanna Insurance Services, Inc. Range of Fees

Insurance premiums vary with the amount of coverage. Policies for homes from $50,000 to $250,000 range from $400.00 to $1800.00.